Debit & Credit Cards

American Express Platinum

FRQNCY's pick for the cards shelf. The traveller's card. Centurion lounge access worldwide, Fine Hotels & Resorts credits, airline fee credits, Uber and streaming credits, a concierge that actually picks up. The annual fee is steep on paper and effectively negative once you actually use the benefits — which is the test. The card for anyone who genuinely moves through the world, runs companies that send them through it, or hosts the people who do. The status anchor that the rest of the stack hangs off.